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How to off-ramp crypto to your bank account using Spritz
How to off-ramp crypto to your bank account using Spritz

Off-ramp directly from your crypto wallet to your bank account in one transaction. It's really that easy.

Spritz Support (Ley) avatar
Written by Spritz Support (Ley)
Updated over a week ago

Spritz's off-ramp can help you easily off-ramp crypto from your wallet to USD, CAD, GBP, or Euros in you bank account. 2 minutes - That's how long it takes most Sprites (Spritz users - IYKYK) to connect their bank. Let's dive in!

Open the Spritz Off-Ramp

  • You'll find it under the "Accounts" tab on the left side of your screen or you can click below.


A picture of the off-ramp button on Spritz Finance, where someone can off-ramp crypto into their bank account.

Add a Euro IBAN πŸ‡ͺπŸ‡Ί or British Pound (GBP) πŸ‡¬πŸ‡§ Bank Account

  • Click "Add a Bank Account"

  • Select the type of account you'd like to off-ramp to

  • Enter in your bank's information:

    • Euro: We currently only support Euro IBAN accounts.

    • GBP: Both the account number and sort code are required.

  • Click "Confirm"

  • Click "Verify Account"

    • You'll receive a One Time Password (OTP) in your email inbox.

    • Copy and paste code into the confimation field.

  • Click "Submit OTP"


How to Off-Ramp Crypto to Your Euro IBAN πŸ‡ͺπŸ‡Ί or British Pound (GBP) πŸ‡¬πŸ‡§ Bank Account

  • Click "Off-Ramp Crypto"

A picture of where someone canSpritz Finance, where someone can off-ramp crypto into their bank account.
  • Complete the supplementary verification

  • Copy the authentication code sent to your email and paste it into the confirmation field. Submit the code.

  • You'll then receive set of unique blockchain addresses that are directly associated with that bank account in the form of a QR code & address.

A picture of an example blockchain address and QR code generated by Spritz Finance for a bank account that can be used to off-ramp crypto.
  • The supported stablecoins listed at the top of the screen can be sent to this blockchain address. Note: the supported stablecoins vary by network. The Spritz fee is automatically deducted from the amount sent, just like our Address Book tool!


How to add a USD πŸ‡ΊπŸ‡Έ or CAD πŸ‡¨πŸ‡¦ bank account

  • Click "Add a Bank Account"

  • Select the type of account you'd like to off-ramp to (Yours, or someone else's!)

  • Choose where your bank account is located/which fiat currency your bank supports.

  • Assign a nickname for your account

  • Enter in the Account and Routing Number

    • Make sure there are no spaces when copy/pasting into the window

    • A space may cause your off-ramp to fail/cause your funds to be delayed

  • Select which type of account you're sending to (Checking, Savings, Business)

  • Click "Confirm"


How to off-ramp to a USD πŸ‡ΊπŸ‡Έ or CAD πŸ‡¨πŸ‡¦ Bank Account

  • Click "Off-ramp crypto"

  • Select Connect wallet and sign a transaction if...

    • You'd like to off-ramp any token from Ethereum, BNB Chain, Polygon, Base, Arbitrum One, Avalanche C-Chain, or Optimism.

  • Select Send crypto from wallet or exchange if...

    • You'd like to off-ramp Bitcoin, Dash, or USDT/USDC on Tron

    • You'd like a permanent address where you can send selected stablecoins and start the off-ramping process, either from a crypto exchange account or your wallet.

    • For personal security purposes, you'd rather not connect your wallet to Spritz.

Connect wallet and sign a transaction

  • If you haven't already, click "Connect Wallet" at the top of the window.

  • Select your wallet within the window that appears

    • If you don't see your wallet immediately listed, be sure to click on "WalletConnect" as we support another 80 wallets through them!

  • Follow the presented steps to connect your wallet, then select the network you'd like to use at the top of the window.

  • Enter the amount you'd like to off-ramp in the "Payment amount" field

  • If needed, you can switch between the assets in your wallet using the dropdown menu

    • If your bank supports it, you can choose "Rapid Pay" option to receive your funds in less than an hour.

  • Click the "Off-ramp" button at the bottom of the window.

  • You'll then be taken to your wallet to confirm/"sign" the transaction - once confirmed, your crypto will begin the off-ramping process!


Send crypto from wallet or exchange

  • At the top of the window, select the network you'd like to use, and the token (if applicable.

  • Within this window, there are 2 kinds of addresses:

    • Permanent Addresses

    • Temporary Addresses for Bitcoin, Tron (USDT & USDC), and Dash.

Permanent Addresses For Your Bank Account

Just like a standard crypto transfer between wallets, simply make a transfer to a permanent address and the off-ramping process to your bank account will begin!

  • Spritz has permanent addresses available for the following networks.

  • The stablecoins listed next the networks are the only coins that can be transferred to these addresses.

Avalanche C-Chain

USDC

USDT

Arbitrum One

USDC

USDT

DAI

Base

USDC

DAI

BNB Chain

USDC

USDT

BUSD

Ethereum

USDC

USDT

DAI

Optimism

USDC

USDC.e

USDT

Polygon

USDC

USDC.e

USDT

Any incompatible token sent to a permanent address above may result in loss of your crypto.

Bitcoin, Tron (USDT & USDC), and Dash

When selecting one of these networks, you'll be given a temporary address that can only be used once. The accepted cryptocurrencies/tokens are listed below for each network.

  • Enter in the amount you'd like to off-ramp

  • If you're using Tron, select between USDC & USDT.

  • Click the "Pay With" button.

  • Send the "Amount to send" listed between the QR code and the address.

  • Either the QR code or the standard address can be used with your wallet of choice.

Bitcoin

BTC

Dash

DASH

Tron

USDT

USDC

Any incompatible token sent to a temporary address above may result in loss of your crypto.

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