Spritz uses leading 3rd party debt repayment software to instantly verify our users' identity, connect their existing bill pays and liabilities, and enable payments to associated TradFi accounts. By passing the KYC process, we automatically surface existing debts, or you can search for current bill pay accounts and enter your account info manually to link them to your Spritz profile. Your on-chain data and crypto wallet funds are kept private and never shared with connected bill pay providers.