Nope! Spritz is currently registered in the US as a Money Services Business (MSB) and is a regulated non-bank financial institution. With Spritz, you keep control of your on-chain crypto and custody of your digital assets.

We take regulation seriously and are in the process of evaluating and obtaining appropriate licenses and approvals required by different jurisdictions in order to operate in other countries. To comply with local regulations, Spritz requires KYC identity verification for users before they’re granted access to bill pay accounts.